AI Agents Are Moving Into Your Text Messages, and Instinct Just Hit a $10 Billion Valuation

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Published October 12, 2026 · AI News

The next AI assistant you use may not be an app at all. A wave of startups is building AI agents that live in your text messages: you text them like a friend, and they book, buy, remind and follow up for you. TechCrunch counted 22 of them this week, led by Instinct, which just raised US$1 billion at a US$10 billion valuation.

The biggest names

AgentWhat it doesWhere it worksPrice / status
InstinctPlans trips, buys groceries, books tickets, cancels subscriptions; now makes phone callsText, voicePrivate beta
PokeGeneral assistant you textText, Apple Messages for BusinessLive; parent company bought by Cognition
MartinAssistant that can send messages and make callsSMS, phone, WhatsApp, email, SlackFrom US$21/month
TomoPersonal assistant that can join group chatsiMessageFrom US$19.99/month
FolkAssistant with its own private cloud computeriMessage, WhatsApp, TelegramBeta; free, Pro US$8.33/month
OhaiFamily schedules, chores and mealsText, email, voiceFree; family plans from US$9.99/month
UnderdogPrivacy-first agent that runs on your own computerMac, WindowsInvite-only beta

Why now

  • Money: Instinct went from a US$2.5 billion valuation to US$10 billion in a few weeks, with Sequoia, Benchmark and Coatue among its investors (Reuters).
  • Platforms opened up: Apple approved Poke in June as the first AI agent on Apple Messages for Business.
  • Agents can act: the same browsing and “computer use” skills now in ChatGPT, Gemini and Claude let these agents fill in forms, place orders and call businesses for you.

Should you try one?

Most are US-first, in beta or waitlisted, and Canadian availability is not always stated. Before you hand an agent your email, calendar or card:

  • Check whether it asks before it buys, sends or cancels anything.
  • Look for a clear privacy policy and where your data is stored. Personal data still falls under PIPEDA in Canada (and Law 25 in Quebec).
  • Start with low-risk jobs like reminders and lists.

This comes days after Anthropic disclosed that its own test agents took unintended actions online, so caution is reasonable. For proven everyday assistants, see our best AI chatbots.

Sources